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On February 10, 2014, Capital Trust Holdings, Inc. (f/k/a First Mariner Bancorp) (the “Debtor”), which filed for voluntary petition in the United States Bankruptcy Court for the District of Maryland (the “Bankruptcy Court”).

On or about June 17, 2014, the Debtor consummated a transaction pursuant to which it sold substantially all of its assets (including its shares in 1st Mariner Bank (the “Bank”)) to RKJS Bank (the “M&A Transaction”). The M&A Transaction – which was approved by the Bankruptcy Court on April 21, 2014, following an auction process and a sale hearing – was consummated pursuant to the Amended and Restated Merger and Acquisition Agreement, dated as of April 15, 2014, among the Debtor, First Mariner Bank, and RKJS Bank. The Debtor has received aggregate consideration in the amount of $18,725,949 on account of the M&A Transaction.

Please note that the Bank, which is no longer owned by the Debtor, is not itself a debtor in this bankruptcy case and it continues to operate in the ordinary course of its business. Accordingly, the Bank’s deposits continue to be insured by the Federal Deposit Insurance Corporation to the fullest extent possible. If you have any additional questions relating to the Bank (and not the Debtor or its bankruptcy case), please call 410-558-4200 or 1-888-561-2265 (toll free).

The Debtor has established a website (www.fmarrestructuring.com) to provide access to information for, and solicit and receive comments from, its creditors with respect to its bankruptcy. Please access this website for additional information or call (866) 205-3145 if you have any questions with respect to the Debtor’s bankruptcy case.